Ohio Health Savings Accounts

Ohio Health Savings Account (HSA)

An account funded by your tax-free contributions to use on qualified medical expenses and prescriptions. Others may also contribute to your HSA insurance. Qualified medical expenses are defined by Internal Revenue Code Section 213(d).

• You may use available HSA health insurance funds first to pay the cost of covered medical expenses and prescriptions.
• Unused funds rollover year-to-year.
• Unlimited choice of providers. If you see in-network providers, you may pay less for your care.

Plus, get 100% coverage for nationally recommended preventive care services with no deduction from your HSA and no out-of-pocket costs to you if you see an in-network provider.

Traditional Health Coverage

• A comprehensive health plan providing added protection for you and your family after you have met your plan's annual deductible.
• Traditional Health Coverage begins after you have used your HSA balance (if you choose to use HSA funds to pay for covered services) and paid a limited amount out-of-pocket - called your Bridge - needed to satisfy your plan's annual deductible.