Insurance Blog
Do I Need To Offer My Employees Dental & Vision Plans?
August 28, 2020
Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must provide health insurance or pay a hefty penalty to the IRS....
Am I Getting Enough Sleep?
August 22, 2020
The quantity and quality of your sleep play an important role in overall health. We all know what a difference a good night’s sleep can...
Am I Required To Buy A Company’s Life Insurance Once They Finance An Exam?
August 22, 2020
Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical...
What Happens To My 401(k) If I Move To A Different Country?
August 13, 2020
If you are a foreign worker in the U.S., planning to return home, or a U.S. citizen planning to move abroad, you may be wondering...
Does Health Insurance Cover Mental Health Treatment?
August 10, 2020
As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide...
Is Taking The Accelerated Death Benefit Worth It?
August 7, 2020
Accelerated death benefits are a relatively new option with life insurance policies. To qualify for these benefits, you must be terminally ill or chronically ill...
What Happens To My 401(k) After My Death?
July 28, 2020
For many Americans, a 401(k) is the foundation of their retirement planning. The goal is to set aside sufficient tax-deferred dollars (ideally, with matching employer...
Foods That Seem Healthy But Aren’t
July 25, 2020
Advertising can be misleading. Many foods on the shelves today bear labels designed to make them appear to be a good choice for a healthy...
What If My Beneficiary Can’t Claim My Life Insurance Money?
July 22, 2020
Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still...
How Big Should My Business Be To Offer Group Benefits?
July 13, 2020
If you want to source and retain top talent, an attractive employee group benefits package is a valuable asset. Even with a startup or a...
