PRIVACY POLICY
This Privacy Policy describes One Source Benefits policies and procedures on the collection, use and
disclosure of your information when you use our service and tells you about your privacy rights
and how the law protects you.
We use your personal data to provide and improve the Service. By using the Service, you agree to
the collection and use of information in accordance with this Privacy Policy.
One Source Benefits is committed to safeguarding the privacy of our users. We want to assure you
that we do not share your personal information with third parties. This privacy policy outlines how
we collect, use, and protect the information you provide to us.
INFORMATION COLLECTION:
We collect only the information necessary to provide and improve our services. This may include
your name, email address and phone number. We do not sell, rent, or share this information with
any third parties.
HOW WE USE YOUR INFORMATION:
The information collected is used solely for communicating with you as the intended party. We do
not share your information with external parties for marketing or any other purposes.
We may use personal data for the following purposes:
- To provide and maintain our service, including to monitor the usage of our service.
- To manage your Account: to manage your registration as a user of the Service. The
Personal Data you provide can give you access to different functionalities of the Service
that are available to you as a registered user. - For the performance of a contract: the development, compliance and undertaking of the
purchase contract for the products, items or services you have purchased or of any other
contract with us through the Service. - To contact You: To contact you by email, telephone calls, SMS, or other equivalent forms of
electronic communication, such as a mobile application’s push notifications regarding
updates or informative communications related to the functionalities, products or
contracted services, including the security updates, when necessary or reasonable for
their implementation. - To provide you with news, special offers and general information about other goods,
services and events which we offer that are similar to those that you have already
purchased or enquired about unless you have opted not to receive such information. - To manage your requests: To attend and manage your requests to us.
All messages you send through the Service, whether to us or other users, are stored on our
servers. [CompanyName] employs servers and services owned by third parties to retain these
messages.
SMS DISCLOSURE
By reaching us by SMS, you agree to receive recurring messages from One Source Benefits.
Message and data rates may apply. Message frequency depends on your interactions and
preferences. You can reply STOP to opt-out of future messages or HELP for more information.
DISCLOSURE OF YOUR INFORMATION
One Source Benefits does not share any client data with third parties for marketing, promotional
purposes, or any other purposes. Your personal information is kept confidential and is not
disclosed to any outside organizations, except as required by law or with your explicit consent.
We may disclose your personal Information under the following limited circumstances: - We have obtained your consent.
- We need to enforce our Terms of Service.
- We share information with partners or affiliates that have signed non-disclosure
agreements with us only to provide you with a specific service. - We may provide such information to a company controlled by or under common control
with One Source Benefits for any purpose allowed by this Policy. - We respond to subpoenas, court orders, or legal processes, or to establish or exercise
our legal rights, or the legal rights of others, or defend against legal claims. - When we believe it is necessary to disclose Personal Information to investigate, prevent,
or take action regarding illegal activities, suspected fraud, potential threats to anyone’s
physical safety, violations of One Source BenefitsTerms of Service, or as otherwise
required by law. - We transfer Personal Information about you if One Source Benefitsor its assets are
acquired by or merged with another company.
We may share aggregated, non-identifiable information with others without further notice to you,
such as the total number of people who used the Service in a specific month or the total number
of messages sent during a particular period.
INTERNATIONAL DATA TRANSFERS
Your Personal Information may be transferred to and processed in locations outside of your state,
province, country, or other governmental jurisdiction where the data protection laws may differ
from those in your jurisdiction. We take steps to ensure that your data is handled securely and in
line with this Policy, regardless of where it is processed.
DATA RETENTION
We retain your Personal Information only as long as necessary to fulfill the purposes outlined in
this Policy unless a longer retention period is required or permitted by law. We will also retain and
use your Personal Information as necessary to comply with legal obligations, resolve disputes,
and enforce our agreements.
COOKIES AND TRACKING TECHNOLOGIES
Our Service may use cookies and similar tracking technologies to enhance your experience.
Cookies are small text files placed on your device to collect information about your activity on the
Service. You can control the use of cookies through your browser settings, but disabling cookies
may limit your ability to use certain features of the page or Service.
YOUR CHOICES:
You have the right to access, correct, or delete your information. If you have any concerns or
questions about your data, please contact us here.
Policy Changes:
We may update our privacy policy from time to time. Any changes will be communicated to you,
and your continued use of our services implies your acceptance of the updated policy. By using
our services, you agree to the terms outlined in this privacy policy.
Last updated: October 24th, 2024
Authorization of Use
One Source Benefits hereby authorizes any person to access this Website for informational purposes only. One Source Benefits reserves the right to terminate access to this Website at any time without notice. The data, information and material included in this Website is copyrighted by One Source Benefits. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied or reproduced without the prior written consent of One Source Benefits.
No Warranties
The user of this Website assumes all responsibility and risk for the use of this Website and the Internet generally. One Source Benefits, and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. One Source Benefits and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Website without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Website. No advice or information given by One Source Benefits or its affiliated companies shall create any warranty. Neither One Source Benefits nor its affiliated companies warrants that the data, information and material included in the Website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this Website is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.
Disclaimer of Liability
In no event shall One Source Benefits or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.
Disclaimer for Links
Although this site includes links providing direct access to other Internet sites, One Source Benefits and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.
Electronic Communications
One Source Benefits will not be deemed to have accepted any electronic communication unless One Source Benefits provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If One Source Benefits sends any electronic communication, One Source Benefits will assume the communication was received intact by the intended recipient. The recipient of such message must notify One Source Benefits if the transmission was not received or was not received in a readable format.
Security
Despite the security measures taken by One Source Benefits, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and One Source Benefits disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to One Source Benefits.
Privacy Statement
One Source Benefits is committed to protecting your privacy as a visitor to this Website and as our customer. To our visitors and to our customers, we offer this pledge:
One Source Benefits is the owner of the information, which is collected on this Website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Website or when you complete a web form requesting personal identifiable information. When you enroll for an insurance policy at One Source Benefits, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of One Source Benefits, so we can provide you with policyholder service. The employees of One Source Benefits are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.
When you purchase an insurance policy from One Source Benefits, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.
When you send us e-mail from this Website or complete forms on this Website, you will provide us with certain personally identifiable information including your e-mail address. We may share this information with third parties who provide us services in the normal course of business including, but not limited to, insurance carriers and their affiliates.
Cookies
We transmit non-personally identifiable information to third party service providers (e.g. Google) that collect website statistics. We may also transmit non-personally identifiable information to third party service providers that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you.
One method of collecting such information is through the use of cookies. A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Website. We may utilize a short-lived form of cookie when you visit this site. At One Source Benefits, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server.
Use of cookies helps us to improve our Website and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences allowing us to customize our Site according to your individual interests; speed up your searches; and recognize you when you return to our Website. You may refuse to accept cookies by activating the appropriate setting on your browser. However, if you activate such a setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our Website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
Third-Party Links
This Website may contain links to third-party Websites that are not controlled by One Source Benefits. These third-party links are made available to you as a convenience and you agree to use these links at your own risk.
Please be aware that One Source Benefits is not responsible for the content of third-party Websites linked to One Source Benefits nor are we responsible for the privacy policy or practices of third-party Websites linked to One Source Benefits. Our Privacy Policy only applies to information we collect from you while you are actively in a connection with One Source Benefits. If you should link to a third-party Website from One Source Benefits, we strongly encourage you to review and become familiar with that Website’s privacy policy.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. If you have any questions about our privacy policy, please feel free to contact us.
Copyright
The One Source Benefits logo, and other marks, including the names of various products and services described within and offered by companies represented by One Source Benefits and its subsidiaries are service marks of these companies.
Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and One Source Benefits copyright notice appears in all copies.
Use of this site shall be governed by and construed in accordance with the laws of our state of business, without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in our state of business.
Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.
