📞 Call (877) 549-1212 📅 Book a Free Consultation Online
Insurance decisions are some of the biggest you will make, and you deserve someone who will take the time to get them right. One Source Benefits has been guiding families through these choices for 36 years, and we are proud to serve people all across North Carolina. From the mountains to the coast, we help you understand your Medicare, life insurance, annuity, and health coverage options without the runaround and without the pressure.
Why work with an independent broker?
We are an independent brokerage, so we are not tied to a single insurance company. That is good news for you. Tracy McManamon brings 36 years of experience to every conversation and shops many of the leading carriers to find the coverage that actually fits your life and your budget. Every consultation is free, and you are never obligated to sign anything. You just get clear, honest guidance from someone who has seen it all.
We are also proud to help the many military retirees who call North Carolina home. With family members serving in the military ourselves, coordinating TRICARE For Life with Medicare is work we take personally and do well.
Cities and areas we serve in North Carolina
We proudly serve Charlotte, Raleigh, Greensboro, Fayetteville, Wilmington, Asheville, Winston-Salem, and Goldsboro — plus every community in between.
- Charlotte
- Raleigh
- Greensboro
- Fayetteville
- Wilmington
- Asheville
- Winston-Salem
- Goldsboro
Insurance services we offer in North Carolina
Click any service below to learn more.
Ready to talk? Here is the easy part.
You do not have to figure this out alone. With 36 years of experience, Tracy will answer your questions, compare your options, and help you choose with confidence — all for free and with no obligation. Call (877) 549-1212 today or book your free consultation online at a time that works for you.
📞 Call (877) 549-1212 📅 Book a Free Consultation Online
Frequently Asked Questions — North Carolina
1. Do I have to pay anything to work with a Medicare broker in North Carolina?
No. You pay nothing to work with us. A consultation is completely free, and you are never under any obligation. As an independent broker, Tracy is paid by the insurance carriers when you enroll, not by you. You get 36 years of experience working in your corner at no cost. Call (877) 549-1212 or book online to get started.
2. What is the difference between Medicare Advantage and a Medicare Supplement (Medigap) plan?
Medicare Advantage (Part C) replaces Original Medicare with a private plan that often bundles extra benefits like dental or vision, usually with a network of doctors. A Medigap plan works alongside Original Medicare and helps pay the out-of-pocket costs Medicare leaves behind, with no networks. Which one fits depends on your doctors, your budget, and how you like to get care. We will walk you through both. Call (877) 549-1212.
3. When can I enroll in or change my Medicare plan in North Carolina?
Most people first sign up around their 65th birthday, during a seven-month window called your Initial Enrollment Period. After that, the Annual Enrollment Period each year from October 15 to December 7 lets you change plans. There are also special situations, like moving or losing other coverage, that open a window. Not sure which applies to you? Call (877) 549-1212 and we will sort it out together.
4. I am turning 65 soon. What is the first thing I should do?
The simplest first step is to call us before you make any decisions. Turning 65 starts your Medicare clock, and a few early choices can affect what you pay for years. In one free conversation we will explain your options in plain English and help you avoid the common mistakes. Reach Tracy at (877) 549-1212 or book a time online that works for you.
5. Can you help me find a plan that covers my current doctors and prescriptions?
Yes, and this is one of the most important things we do. Before you enroll, we check that your doctors are covered and that your prescriptions are on the plan’s drug list at the best price. That one step can save you hundreds of dollars a year and a lot of frustration. Bring your list of medications and doctors when you call (877) 549-1212.
6. Do you serve my area, or only the bigger cities in North Carolina?
We serve all of North Carolina, not just the big cities. From Charlotte to Raleigh to the smaller towns in between, you get the same personal service and the same 36 years of experience. Wherever you live in the state, we are glad to help. Call (877) 549-1212 or book a free consultation online.
7. What types of insurance can One Source Benefits help me with in North Carolina?
We handle Medicare, Medicare Supplement (Medigap), life insurance, annuities, and health insurance for individuals and families across North Carolina. Because we are independent, we shop many top carriers to match you with the right coverage instead of pushing one company’s products. Tell us what you need at (877) 549-1212 and we will point you in the right direction.
8. Why should I use an independent broker instead of calling an insurance company directly?
When you call one company, you only hear about that company’s plans. When you work with an independent broker, you get someone who compares many carriers and tells you the honest truth about which fits you best. It costs you nothing extra, and you get a real person who knows your name. That is the difference 36 years of experience makes. Call (877) 549-1212.
9. I am a military retiree. Can you help with TRICARE For Life and Medicare together?
Absolutely, and it is close to our heart. We have family members serving in the military, so helping military retirees coordinate TRICARE For Life with Medicare is work we take personally. We will make sure the two work together the way they should. Call Tracy at (877) 549-1212 or book a free consultation online.
10. How do annuities work, and are they right for me?
An annuity is a tool that can turn your savings into steady, predictable income for retirement, and some options protect your money from market losses. Whether one is right for you depends on your goals and your timeline, which is exactly the kind of thing we talk through in a free consultation. No pressure, just straight answers. Call (877) 549-1212.
11. What does the first appointment look like, and how long does it take?
It is a relaxed, no-pressure conversation, usually about 30 to 45 minutes, by phone, online, or in person. We listen to your situation, answer your questions, and lay out your options clearly. You decide what happens next, on your timeline, never ours. Book yours online or call (877) 549-1212 to set a time.
12. How do I get started with One Source Benefits in North Carolina?
It is easy. Call Tracy directly at (877) 549-1212, or use the online calendar to book a free consultation at a time that suits you. You will get 36 years of experience, honest guidance, and a plan that actually fits your life. There is no cost and no obligation, so there is nothing to lose by reaching out today.
