Tracy McManamon

Tracy McManamon founded One Source Benefits and has spent 36 years in the insurance industry advising individuals, families, and businesses on Medicare, life, annuities, and health insurances. Over that time he has worked with thousands of clients, and a large share of them are still with him today, an unusually high retention rate for an industry where turnover is the norm.
Tracy is an expert in his field, and he genuinely cares about the people he works with. That combination of real expertise and real care is what he leans on every day. He explains coverage in plain terms, answers the phone when clients call, and follows through long after the policy is signed. He is not there for the sale. He is there to help and to service his clients on an ongoing basis, year after year, which is reflected in his five-star reviews, where clients describe him as knowledgeable, patient, and willing to go the extra mile.
His clients range from individuals sorting through Medicare enrollment for the first time to businesses managing group benefits for their employees. Within that work, Tracy has developed a specialty that sets One Source Benefits apart from larger, national agencies: guiding military retirees through the intersection of TRICARE For Life and Medicare, a coordination few agents understand well.
That expertise extends well beyond Medicare. Tracy works closely with clients on life insurance, helping them protect their families and plan for the unexpected, and on annuities, helping them turn savings into dependable, guaranteed retirement income. Many clients who first come to him for Medicare guidance end up relying on him for these decisions too, once they see how clearly he explains things and how consistently he follows up. He walks each client through the options available and helps them land on what actually fits their situation, not what is easiest to sell. For business owners, that same approach carries into group benefits, where Tracy structures coverage that works for the company and the employees who depend on it.
That combination of trust, reputation, service, and expertise is why so much of Tracy’s business comes from referrals, with clients regularly sending friends, neighbors, and relatives his way simply because of how he treats people. He approaches every individual and every business as if they were part of his own family.
Tracy has been married for more than 40 years and is the father of five daughters. He is a Christian, and the same values that guide his family life, honesty, service, and putting others first, are the values he brings to clients every day. That consistency is part of why so many families now work with One Source Benefits across generations, with children and grandchildren of longtime clients coming to Tracy for the same guidance their parents relied on.
After 36 years and thousands of clients served, Tracy remains focused on the same thing that started his career: helping people understand their options and make decisions they can trust.